Chat with Alicia 24/7
Your Family. Your Future. VidaSafe.
Protection that grows with you—health, life, and retirement planning made simple for your family's journey ahead.
Your Family. Your Future. VidaSafe.
We're an independent agency focused on practical coverage and real support for your family's next chapter. Our approach combines personalized service with modern convenience, giving you the confidence to make smart decisions about your family's protection.
Whether you're planning for retirement, navigating Medicare options, or securing your children's future, our team provides straightforward guidance without the insurance jargon.
Why VidaSafe? Because Independent Matters
More choices, faster answers, the same trusted support you deserve.
Independent & Flexible
As an independent agency, we offer broader plan options across health, life, and Medicare. We're not tied to a single provider, meaning we can truly find what works best for your unique situation and budget.
24/7 AI Help (Alicia)
Get quick answers, policy reminders, and schedule appointments anytime. Alicia provides instant support when you need it most, ensuring you're never left waiting when important questions arise.
Annual Coverage Checkups
Life changes, and your insurance should too. Our proactive annual reviews ensure your coverage evolves with your family's changing needs, preventing costly gaps in protection.
Simply reply "YES" in chat or text to book your free review today.
Products & Plans
Start with what matters most right now; we'll guide you through the rest with clarity and patience.
Life Insurance
Term & permanent options that fit your budget and family goals. We help you find the right balance of coverage and affordability, with plans starting at less than your monthly streaming subscriptions.
Health Coverage
Comprehensive reviews for Medicare, Marketplace, and private plans. We also help identify and fill common gaps in dental, vision, and prescription coverage that could otherwise lead to unexpected expenses.
Retirement Planning
Coverage aligned with your savings milestones and income needs. We ensure your insurance strategy complements your retirement goals, protecting the future you're working so hard to build.
We help you mix the right protection across health, life insurance, and retirement—with annual tune-ups to keep benefits aligned with your changing family goals. Every recommendation comes with clear explanations in plain language, never pressure.
Priority Help for Life's Key Moments
Small windows of opportunity and major life milestones deserve fast, friendly guidance. Choose your path below and we'll get you to exactly the right next step.
1
Turning 65
Medicare "Birthday Check-Up"
Confirm your Part A/B enrollment, close dental/vision/Rx gaps, and book a quick personalized review to avoid common costly mistakes. Most people miss key deadlines that can impact coverage for years.
Start now → Just say "I'm turning 65."
2
Turning 26
Coverage Transition Guide
Most family plans end dependent coverage the month after your 26th birthday—creating a critical window to maintain protection. We'll help you navigate affordable options without interruption.
Start now → Just say "Turning 26."
3
Medicaid Changes
Received a Letter or Notice?
Get a 15-minute review of your situation and expert help with forms or appeals. Don't risk losing coverage due to paperwork confusion or missed deadlines that are easily resolved.
Start now → Just say "Medicaid help."
Chat with Alicia • Call 973-510-9233 • Book 15-min consult
Community & Values
We serve real families—and we show up for our community with genuine commitment.
VidaSafe actively advocates for veterans, people navigating disability or mental-health challenges, and families often overlooked by "big-box" insurers. Our approach combines personal, patient service with practical wellness perks to help your whole family thrive.
Veterans & Caregivers
Specialized navigation support and plan compatibility checks. We understand VA benefits and how to complement them with private coverage for complete protection.
Accessibility First
Clear explanations, patient guidance, and bilingual support for Spanish-speaking families. We take the time you need to understand all your options.
Wellness & Classes
Free virtual Zumba/Yoga sessions and community events for our clients. Because protection isn't just about policies—it's about living well every day.
Invite us to your community event
We regularly participate in events at schools, churches, and veteran organizations to provide education and support.
How It Works: Three Steps, Zero Stress
1. Tell Alicia what you need
Answer 2-3 simple questions through our chat assistant, available 24/7. No lengthy forms or complicated insurance terminology—just straightforward conversation on your schedule.
2. See your best-fit options
Receive a personalized shortlist with clear pros and cons of each recommendation. We highlight what matters most based on your specific situation and priorities.
3. Book a call or Zoom
Connect with a licensed advisor to finalize next steps on your terms. They'll answer questions, confirm eligibility details, and help you decide what's right for your family.

We'll confirm all details and eligibility during your advisor conversation; you'll decide what to enroll in—no pressure, just guidance.
Free Coverage Checkup
Five to ten minutes today can save significant headaches and expenses later.
Whether you're adding life insurance, comparing Medicare options, or planning for retirement income, we'll review your current situation and simplify decisions—completely free. Our checkups have helped families identify coverage gaps and save an average of $840 annually through plan optimization.
Call 973-510-9233
Speak directly with our team during business hours for immediate assistance.
Chat with Alicia
Available 24/7 to answer questions and schedule your checkup anytime.
Schedule Online
Book a phone or Zoom appointment with same-week availability.
Pick a time or ask Alicia for the next available slot
Survey & Referrals: Your Opinion Matters
Your feedback shapes our service—and we value it enough to say thank you tangibly.

Two Ways to Earn Rewards:
1. Complete our 5-minute survey and receive a $10 gift card to thank you for your insights.
2. Refer a friend who could use guidance and earn a $15 referral bonus when they sign up for coverage.
Your recommendations help us grow our community-focused agency while ensuring we continuously improve our service quality. Many of our best features came directly from client suggestions!
Rewards delivered after completion/confirmation. Terms apply.
Contact Us: We're Here When You Need Us
Phone
973-510-9233
Our business line for immediate assistance during office hours
Monday-Friday: 9am-6pm ET
Saturday: 10am-2pm ET
Chat
Alicia 24/7
Our web chat assistant is always available to help with immediate questions, scheduling, and policy information
Available: 24 hours/day, 365 days/year
Email
emilio@myvidasafe.com
For general inquiries and non-urgent matters
Response time: Within 1 business day
Coming soon: Toll-Free number for your convenience
Important Information

Legal & Compliance
VidaSafe is an independent insurance agency. Plan availability and features vary by carrier and geography. Final eligibility, benefits, and premiums are determined by carriers and program rules.
Not a government website. For emergencies, call 911.
If you chat or text with us: "Msg & data rates may apply. Reply STOP to opt out."
We're committed to transparency in all our communications. Our licensed advisors will always clearly identify which carriers and plans they represent when discussing specific options with you.
Our Promise to You
At VidaSafe, we believe insurance should be simple, accessible, and actually work when you need it. That's why we focus on education first—helping you understand what you're buying and why it matters for your family.
We won't push products you don't need, and we'll always be upfront about limitations and exclusions. Our success is measured by long-term relationships, not quick sales.
If you ever feel pressured or confused, please let us know immediately so we can address your concerns and improve our approach.
Medicare Birthday Check-Up
Turning 65 Soon? Let's Prevent Costly Gaps
The transition to Medicare can be confusing, with penalties for missed deadlines that can last your lifetime. Our Medicare Birthday Check-Up helps you navigate this critical period with confidence.
1
Confirm Part A/B Enrollment
We'll verify your automatic enrollment or help you complete the process if needed. Missing your initial enrollment period can result in permanent premium penalties.
2
Compare Medicare Advantage vs. Supplement
Understand the crucial differences between these options and which best fits your healthcare needs, preferred doctors, and budget.
3
Add Missing Benefits
Medicare doesn't cover everything. We'll help you identify and fill gaps in dental, vision, and prescription coverage that could otherwise lead to significant out-of-pocket costs.
Life Transitions Support
Turning 26: Keep Coverage After Your Birthday
Most family plans end the month after you turn 26—don't risk a gap in coverage that could leave you vulnerable to unexpected medical costs.
We'll outline fast, affordable options tailored to your specific health needs and budget constraints, then set up a short callback to get you protected quickly.
Medicaid Changes: Navigate with Confidence
Received a letter or notice about your Medicaid coverage? Don't panic. Many changes can be addressed with proper documentation and timely response.
Schedule a 15-minute triage session to understand your options and avoid coverage gaps. Our team can guide you through forms, appeals, and alternative coverage options if needed.